General risk profile

With its complete focus on its 2 core activities, AXA Bank Belgium takes a very conservative stance on risk matters:
(a) Retail banking in Belgium, transforming  deposits into loans to retail customers and SME’s;
(b) Low-risk financial services to AXA Group, consisting mainly of repo and derivative intermediation on a back-to-back basis.

AXA Bank Belgium is finalizing the sale of its Hungarian activities.

This transaction is the last step of the repositioning of AXA Bank Belgium towards a retail bank with focus on the Belgian market. On top of this intrinsically prudent business model, ABB implements conservative risk management policies:

  • Its wholesale credit exposures are restricted to first class issuers and counterparties within a tight limit framework;
  • Its retail credit portfolio,  which mainly consists  of mortgages, shows a very low risk profile ;
  • Its market activities focus on hedging market risks emerging from its core businesses; its liquidity risk is managed within very conservative standards.

More risk-related information can be found in the AXA Bank Europe's 2015 Disclosure Report, which is prepared in accordance with Basel II Pillar III requirements.

General Risk Profile

AXA utilise des cookies pour faciliter la visite du site Internet. Plus d'infos

Autoriser les cookies